About Us
About Us
A&J Wealth Management Ltd was established in 1985 with Gareth Jones building it from scratch as a local company in Beaconsfield. Over the subsequent years, our financial advice firm has grown to 40 employees, 2 offices, over 1,400 clients on ongoing management and funds in excess of £450 million.
We are focused on helping clients understand and plan for their future, providing the following services in order to achieve this;
- Retirement & Pension Planning
- Investment Portfolio Management
- Life Assurance
- Personal Tax Planning
- Inheritance Tax Planning
In 2018 we were awarded Discretionary Fund Management permissions allowing us to manage our own model portfolios using our in-house investment committee. Clients can now choose between our advisory or DFM service for the active management of their investment portfolios.
In 2020, we expanded our services further into Investment Management with a new branch of A&J. This focusses on customers who are looking for bespoke investment portfolios tailored to their needs across a broader spectrum of investment opportunities.
The business has since grown considerably since and he hopes to further this over the coming years. We strive to meet all customer needs and desires by providing a holistic financial review and investment management proposition.
Meet Our Teams
Backed by a team with over 150 years’ combined experience, our aim is to ensure your financial plans are compatible with and assist you in meeting your wider, long-term goals. Our success has been built on a combination of our ability to demonstrate the value of professional financial advice and the long term relationships we have built with our clients. We really get to know what they want from us and what we can do for them.
Our Investment Committee undertakes significant research into the funds on offer from the various global fund management providers in order to establish a series of core portfolios, each with risk profiles suitable for the various different approaches of our clients. In that process, funds are assessed against a set of minimum criteria, based on performance, experience and asset exposure.
We have an experienced team of Paraplanners and Client Services who manage all the day to day administration and support
Our team of Paraplanners who work in conjunction with our Advisors researching and assisting with the construction of competent financial reports
To ensure we deliver a high standard our Paraplanners are either Diploma 4 qualified in Financial Planning or working towards their Diploma.
Our Client Services team play a vital role within the company, ensuring that you receive exceptional service and support. Our team oversee the timely implementation of all new business. Maintaining the client records is an essential and key part of the service, working closely with the Advisers and Paraplanners to help deliver the right outcome and service for our clients.
Operations
The operations team is responsible for maintaining and developing our back office system, troubleshooting any technical errors that arise, investigating and implementing enhancements and improvements to deliver the best employee and Client outcomes.
Working closely with our compliance team, they also ensure any new requirements are enrolled into the business efficiently, effectively and in accordance to any regulatory requirements.
They are responsible for managing and distributing bulk mailings, such as our monthly investment updates (inside track), as well as key reporting into the management team in regard to the funds under management.
Working with platform providers, they ensure any external changes integrate smoothly into the systems we use and monitor to ensure any disruption to service is kept to a minimum.
Compliance
Our compliance department ensures that our company adheres to external regulations and internal controls.
All of our staff play their part in that by adhering to the principles and policies of the company and taking personal responsibility for what they do. The Compliance Team supports the business by providing appropriate procedures that meet the requirements of the regulators and provide help and guidance to staff in following those rules.
This protects not just the business and clients, but staff member themselves.
The role of the finance department is to manage money for the organisation efficiently to directly contribute to that organisation’s mission and goals. The finance department of A&J Wealth Management Ltd facilitates ethical and practical budgeting, investment, and spending for all other parts of the business. The staff who work in the finance department control the income and expenses of the organisation to ensure that they have enough resources to finish projects and meet their goals. They provide direction to department leaders and managers in other departments about their budgets and financial policies to guide company-wide development.
Our front of house team is not only responsible for taking your important calls and dealing with post, but also for the various facilities used in the office.
Advice Team
Gareth Jones
CEO
Gareth Jones
CEO
Having started my career at Equity & Law, I took the opportunity to create my own company at the age of 27 on the back of the friendships and strong professional relationships I had built up with my existing clients. I continue to service clients whilst pursuing acquisitions and chairing our investment committee to determine our ongoing strategy.
Andy Harris
Investment Director
Andy Harris
Investment Director
As a chartered investment manager, Andy runs and manages bespoke investment portfolios on behalf of his clients. An Economics graduate from Cardiff University, Andy launched his career as a trader in The City of London in 2005.Prior to joining A&J, Andy has worked within wealth management for over a decade at some of the UK’s largest firms, looking after a number of high-profile clients.Andy’s clients value his proactive nature, attention to detail and his focus on building strong and long-lasting relationships.Entrepreneurial in nature, Andy is also an established businessman who has developed and sold two FTSE 250 franchised businesses.
Gary Hamilton
Commercial Director
Gary Hamilton
Commercial Director
I started A&J Wealth Management in 2015 working as an administrator. Through the support of the company, I have progressed from paraplanner to adviser and now to the senior management team. I have also achieved Chartered status along the way and have been voted as a VouchedFor Top Rated adviser. I have developed a good relationship with many of the clients here at A&J and I am now in a role where I can use my knowledge of the company and Financial Services to develop our proposition and build better outcomes for clients and staff
Paul Wedge
Financial Adviser
Paul Wedge
Financial Adviser
I am a fully qualified Financial Adviser and have been providing financial solutions to both personal and corporate customers for over 18 years. My aim is to build long term relationships with my customers and add value by providing ongoing advice and guidance on the best solutions for their financial needs.
Damon Shaw
Financial Adviser
Damon Shaw
Financial Adviser
Damon entered the financial services industry 26 years ago as an agent for the Prudential Assurance Company, this provided him valuable experience and the realisation that everyone needs and requires access to financial advice.He spent a number of years working for various life offices as a mortgage and financial adviser helping clients purchase their dream homes and planning their family’s financial futures.Following this, he joined Lloyd’s Banking Group as a commercial financial advisor offering financial planning advice to small to medium enterprises and the business owners - ensuring that where possible Employee benefits packages were offered. He then moved to Natwest private banking, where he offered financial planning advise to high-net-worth Clients and dealt predominantly with investment and at retirement planning advice.Having acquired both commercial and personal financial planning experience, Damon has been an independent financial advisor for many years and is able to draw on his vast experiences. Offering his clients bespoke whole of market advice, ensuring that at all times, they receive the highest level of care to ensure their needs are met.
Stephen Hartley
Financial Adviser
Stephen Hartley
Financial Adviser
I have been working as an Insurance Broker and Financial Adviser since 1977. I helped form Redwood Business Insurance Services in 2001 until our firm was acquired by A&J in 2014.
Derek Kean
Consultant Financial Adviser
Derek Kean
Consultant Financial Adviser
I pride myself on my style of advising, using over 30 years of experience to give excellent, no nonsense financial advice and innovative solutions. I have worked in various companies including HSBC, AXA, St James's Place and more recently, my own IFA business, before joining the A&J Group.
Beth Amer
Financial Adviser
Beth Amer
Financial Adviser
I am a Level 4 Diploma qualified independent financial adviser, and I am eager to achieve my Chartered status next. I have over 15 years’ experience in the industry and joined A&J in August 2020 initially as a paraplanner, with a view to becoming an adviser for the company. I was attracted to the wealth of experience within A&J and look forward to many years with the company, developing strong relationships with our clients and providing my ongoing support throughout the various stages of life.
Timea Toth
Financial Adviser
Timea Toth
Financial Adviser
I have been with A&J for over 18 years, and I gained valuable knowledge and experience in financial planning having worked in various areas within the business, as it grew. I progressed through the qualifications to become a financial adviser with the primary aim to add value to clients and help them achieve their long term financial goals through appropriate financial advice.
Lucy Furnell
Head of Financial Planning
Lucy Furnell
Head of Financial Planning
I have managed the administrative staff of A&J Wealth Management for over 15 years and am responsible for ensuring that robust processes are in place to give our clients a smooth and enjoyable journey. I support Gareth with his clients, many of whom we have been advising for over 20 years.
Tony Stevens
Financial Adviser
Tony Stevens
Financial Adviser
Prior to becoming one of the A&J team in 2014, I had spent over 16 years performing both advisory and supporting roles in the financial services industry.I enjoy working with our clients, using the knowledge I have accumulated to offer them advice and guidance.Personal development is actively encouraged by the company and I am currently studying to achieve Chartered status.
John Amor
Head of Compliance
John Amor
Head of Compliance
Like Gareth, I started my career in Equity & Law (in 1978) before moving into Independent Financial Advice. I have undertaken many roles including personal adviser (I was Chartered and a Fellow of the SFA), head of employee benefits, IT and Operations, but in recent years have focused on Compliance within three major UK advice and investment Firms. As Head of Compliance and Money Laundering Reporting Officer for A&J, my task is to help keep us fully compliant with the Financial Conduct Authority rules, which help ensure we treat our clients fairly and deliver good outcomes from the services we provide.
Supportive Approach
Our approach is about making the most of the good times – but also about preparing for the inevitable downturns. It’s about supporting you in making appropriate financial decisions to make the most of your own life, whatever route it takes. Whether you are a small investor or a pension scheme trustee safeguarding the retirement of hundreds, our team can offer all the experience, skills and support you need to help you make your financial decisions.
Get In Touch
Leave us a message
A&J Wealth Management Ltd
Sawfords
Bigfrith Lane
Cookham Dean
Berkshire
SL6 9PH
01628 480200
enquiry@ajwealth-management.com
Information
Phone:
01628 480 200
Email:
enquiry@ajwealth-management.com
Address:
Sawfords,
Bigfrith Lane,
Cookham Dean,
Berkshire,
SL6 9PH
© 2024 A&J WEALTH MANAGEMENT LTD A&J Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register, no 428590, at www.fca.org.uk/register Registered in England, Company no: 5105933. Registered Head Office: Sawfords, Bigfrith Lane, Cookham Dean, Maidenhead, Berkshire SL6 9PH
As an expert in finance and wealth management, I can provide a comprehensive analysis of the information presented in the article about A&J Wealth Management Ltd. My extensive knowledge in financial services allows me to break down the key concepts mentioned in the article:
-
Establishment and Growth:
- A&J Wealth Management Ltd was founded in 1985 by Gareth Jones in Beaconsfield.
- The company has experienced significant growth, currently employing 40 people and managing funds in excess of £450 million.
- They have expanded to two offices and serve over 1,400 clients.
-
Services Offered:
- A&J Wealth Management focuses on helping clients plan for their future, offering services such as Retirement & Pension Planning, Investment Portfolio Management, Life Assurance, Personal Tax Planning, and Inheritance Tax Planning.
-
Discretionary Fund Management (DFM):
- In 2018, the company was granted Discretionary Fund Management permissions, allowing them to manage their own model portfolios through an in-house investment committee.
- Clients can choose between advisory or DFM service for active management of their investment portfolios.
-
Expansion into Investment Management:
- In 2020, A&J expanded services into Investment Management, catering to customers seeking bespoke investment portfolios tailored to their needs.
-
Teams and Expertise:
- A&J Wealth Management boasts a team with over 150 years' combined experience.
- The Investment Committee conducts extensive research into global fund management providers to establish core portfolios based on client risk profiles.
- Paraplanners and Client Services teams handle day-to-day administration and support, ensuring high standards through qualification and ongoing training.
-
Operations, Compliance, Finance & HR:
- Operations team maintains the back office system, troubleshoots technical issues, and ensures regulatory compliance.
- Compliance department ensures adherence to external regulations and internal controls.
- Finance department manages money efficiently to contribute to the organization's mission and goals.
- Reception and front-of-house teams handle calls, post, and office facilities.
-
Leadership Team:
- The leadership team includes Gareth Jones (CEO), Andy Harris (Investment Director), Gary Hamilton (Commercial Director), and other experienced financial advisers.
-
Client-Focused Approach:
- A&J emphasizes building long-term relationships with clients, understanding their needs, and providing holistic financial reviews.
-
Diverse Expertise Among Financial Advisers:
- The financial adviser team has diverse backgrounds, with members having experience in various financial services sectors.
-
Supportive Approach and Compliance:
- A&J's approach is about supporting clients in both good times and downturns.
- The Head of Compliance, John Amor, ensures the company's compliance with FCA rules to treat clients fairly.
-
Contact Information:
- The article provides contact details for A&J Wealth Management Ltd, including phone number, email, and address.
This information collectively portrays A&J Wealth Management Ltd as an established, client-focused, and well-regulated financial advisory firm with a range of services and a dedicated team of experienced professionals.
